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Back to homeLicensing
Licensed, independent and nationwide.
California License No.
6020155
GuardianSpec is a licensed insurance agency headquartered in Illinois. We're licensed in multiple states and place commercial coverage for clients nationwide, wherever we are licensed and authorized to do business.
Coverage and product availability vary by state and carrier. Licensing information is available upon request. Contact us to confirm availability in your state or to request specific coverage information.
FAQ
Good questions, straight answers.
What does an independent agency do differently?
An independent agency isn't tied to a single insurance company. We represent you, compare options across 50+ carriers and specialty markets, and recommend what fits your business, not what fits a sales quota.
What's the difference between the instant quote and a tailored quote?
The instant online quote runs through our NEXT Insurance partner portal. It's ideal for simple, lower-risk accounts that want core coverage fast. A tailored quote is for specialty or more complex risks, where a principal designs your program and shops it across multiple markets.
Can you insure my business if it's outside Illinois?
Yes. We're based in the Midwest, with advisors in the Chicago area and Des Moines, Iowa, and we place coverage for businesses across the country wherever we're licensed and authorized. Most of our work happens by phone, email and video, so distance is rarely an issue. Contact us to confirm availability in your state.
Does it cost anything to have you review my current coverage?
No. Upload your policies and we'll review them and point out gaps or opportunities, with no obligation.
How fast can I get a certificate of insurance?
Send a certificate request with the holder's details and any contract requirements. We process requests as quickly as possible and will tell you right away if the contract calls for an endorsement your policy doesn't have yet.
What happens if I have a claim?
Call us or send a claim request. Our principal has led a claims department. We'll help you report the claim properly, communicate with the carrier and advocate for a fair outcome.